This offer is non-refundable and is for a digital product. Upon purchase, you will receive an instant download link to access the planner. No physical product will be shipped. The planner does not constitute professional legal, financial, or any other type of practitioner's advice. Consult qualified professionals for specific guidance. Your success depends on your efforts, dedication, and external factors. We do not guarantee specific results and make no guarantees or warranties regarding the planner's outcomes. Examples and testimonials are not promises of similar results. All planner materials are With Sam Collective’s intellectual property. Reproduction, distribution, or sharing without written consent is prohibited. With Sam Collective reserves the right to modify or discontinue the planner at our discretion. With Sam Collective is not liable for any resulting loss or inconvenience. By purchasing this offer, you acknowledge and agree to these terms of purchase. You assume full responsibility for your actions and release us from any liability.